What type of insurance is CHAMPVA?

CHAMPVA, which stands for the Civilian Health and Medical Program of the Department of Veterans Affairs, is specifically designed to provide health care benefits for veterans who have service-connected disabilities, as well as their eligible dependents. This program supports veterans who may not be eligible for other forms of health insurance, ensuring that those who have been honorably discharged and are rated 100% disabled by the VA have access to medical care.

This targeted assistance is crucial for veterans who often face unique health challenges as a result of their service. By focusing on individuals with service-related disabilities, CHAMPVA offers benefits that cater specifically to their exceptional medical needs, distinct from other forms of health insurance that might cover a broader population without such specific criteria.

The other options address different demographics or purposes and do not align with the specific mission of CHAMPVA. For example, it is not an insurance program for low-income people in general or designed as general health insurance for all citizens. Also, while it relates to military personnel, it is not exclusively for them since it extends coverage to veterans who may not have been active-duty military but have retired from service with a service-related disability.