What is Medicare Part B primarily for?

Medicare Part B serves as supplementary medical insurance specifically designed to cover physician services and outpatient care. This includes a variety of medical services that are necessary for patients, such as doctor visits, preventive services, certain outpatient hospital services, and some home health care services. In essence, it is focused on providing coverage for medically necessary services that occur outside the hospital setting.

While other options, such as emergency room visits and home health care, may fall under specific circumstances of coverage within Medicare Part B, they do not encompass the primary focus of the plan. Long-term care is typically not covered by Medicare Part B at all, as that generally requires specialized programs or private insurance solutions. Therefore, identifying Medicare Part B as primarily for supplementary medical insurance for physician services highlights its core function in the overall Medicare system.